Category: Money

How Fast Can I Get A Loan Online?

Posted on 23/08/2022 by Carlos

Timing they say, is everything. With a loan, it’s more than everything. If you cannot get the funds you need in time it can create incredible stress on your finances. How fast your loan proceeds hit your bank account is key, you don’t want to wait too long. You need money now. This is important when considering taking out a payday advance. How fast you get your money depends on two main factors:

What time of day you apply –

How fast the your lender wires you loan proceeds –

What day you apply –

Time of Day With an Instant Payday Advance You can receive funds as fast as one hour as long as you apply before the cut off time for the lender. In most cases that would be before 4PM Eastern Standard Time. If you apply after that time, it is likely you will get money delivered to your bank account the next day.

Fast Lenders Not all lenders can wire funds as fast as 1 Hour. It is possible you lender is set at the “Money Overnight” method. That is still pretty fast and pretty much the industry standard. The best tip we can offer is try to apply in the mourning during the weekday when the lenders’ call centers are in operation.

Instant Payday Advances – Holidays and Weekends Please keep in mind when applying for a payday loan, if you apply on a banking holiday or weekend you will not receive your money until the following day. On banking holidays the federal reserve is closed and transfer of monies between banks, .i.e the lenders bank account and your bank account is not possible.

The following holidays are banking holidays:

New Years Day — January 1
Martin L King’s Birthday — 3rd Monday in January
President’s Day — 3rd Monday in February
Memorial Day — Last Monday in May
Independence Day — July 4
Labor Day — 1st Monday in September
Columbus Day — 2nd Monday in October
Veteran’s Day — November 11
Thanksgiving Day — 4th Thursday in November
Christmas Day — December 25…

When our car broke down, we didn’t know what to do

Posted on 20/05/2021 by Carlos

Payday was still five days away and without the car running we couldn’t get back and forth to work. It was obvious that we needed to get the car fixed right away but we needed cash to do it. I talked to a good friend one afternoon and she asked me if I’d gone to a New Jersey Cash Advance store to see if they could help us. I hadn’t, so she told me where she’d gone before to get a short term loan to tide her over until her paycheck came in.

That very same afternoon I went to the New Jersey Cash Advance store my friend had recommended to me. I was amazed. It couldn’t have been easier. All they needed was proof of our income and to verify our bank account. They assured me the money would be in our account in as little as 24 hours. I couldn’t believe how simple it was! We were able to get the car fixed that very same day. We didn’t have to miss any work and easily paid the money back the following week after we received our paycheck. I’m so glad we got a cash advance and won’t hesitate to get one again if we ever need it.

Payday loans, or cash advances are commonplace nowadays. Many people are using these loans to get the money they need for emergencies and for whatever else they might need. A person should be cautious with these loans since you have to pay them back almost immediately. If you are considering a cash advance San Antonio services you need to know what to expect from this lending service. You must have identification, a checking account and proof of your income in order to get your cash advance loan. How does this process work?

You will write a check in the amount that qualifies according to your income and/or limits mandated by the state regulations. When you write your check the company gives you the money for your loan. You use the money however it is you need to use it. When your next paycheck comes in, you will get your written check back in exchange for the cash amount for the check. Every cash advance San Antonio transaction is a legal agreement and must be adhered to according to the legal guidelines which have recently changed. You will also be charged a premium interest fee for this kind of cash advance so use this option wisely.…

What Is a Merchant Cash Advance?

Posted on 05/03/2021 by Carlos

Cash advances for merchants, or businesses work differently than your standard individual cash advance or payday loan. Instead of signing over your next paycheck, you are signing over a portion of your future sales to the entity issuing the merchant cash advance. These lenders commonly work with only retail, restaurant and service companies with a lot of credit card sales but that are unable to qualify for standard loans. The interest rates vary, but are usually much higher than payday or cash advance loans for individuals. Business owners should be careful about which company they choose to work with. Merchant cash advances should be treated like any other loan and you need to do your research before choosing this option.

The merchant does not make payments to this type of “loan” and the companies that issue the money for these cash advances do not call them loans. Instead, the lender takes a percentage of the daily credit card sales of the merchant’s establishment until the merchant cash advance amount and the premium is collected. This is usually to happen within 12 months or less. The main selling points to merchant cash advances is that there is no due date for payments, no fixed payment and the money gets paid back faster.…